Loan for
businesses

Fast financing for all kinds of businesses

Get the liquidity you need with fast business loans and achieve all your goals. Only you know what your business needs, and at Prestamo Capital we want to help you get there.

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prestamos para empresas

Online business loans: types and advantages

When businesses face a lack of liquidity or financing needs, loans are a very popular alternative. And increasingly popular are mortgage-backed loans for businesses.

Going to the banks doesn’t always work, especially when it comes to loans for new businesses or loans for businesses with debts. These institutions tend to reject such applications and demand an enormous number of requirements.

That’s why online private capital business loans are a very good option. At Prestamo Capital we offer flexible financial products tailored to the needs of each business. Get the financial boost you need!

What business loans does Prestamo Capital offer?

Prestamo Capital is a fintech specialising in granting private capital loans to businesses. We have a professional team who will support you at every step of the process and advise you on the business loans best suited to your project.

Highly sought after for their flexibility, private capital loans for a business have many advantages. These are some of the benefits of private financing in business loans:

  • Fast business loan: within 24 hours of sending your application, a specialist manager will contact you.
  • Business loans online: we are a fintech that harnesses new technologies to offer a completely online and dynamic process.
  • Credit for new businesses: regardless of your company’s track record or size, our mortgage-backed loans are ideal.
  • Repayment terms of up to 20 years: we offer flexibility in our business loans to give you long-term financial peace of mind.
  • Private financing for businesses: receive from €20,000 to €3,000,000 to invest in your business, within a few days and straight into your bank account.

At Prestamo Capital we are experts in business financing. We have extensive experience in the financial sector and work with all kinds of projects. We tailor our product to your specific needs.

How do I apply for a loan for my business?

One of our business loans may be the financial solution you need. At Prestamo Capital we specialise in private loans for businesses that need to obtain liquidity quickly and easily. We offer loans for new businesses, loans for businesses with debts and loans that will help you grow your business.

To access our business loans, the essential requirement is to have a property in your name as collateral. This type of loan uses a property as a repayment guarantee, which can be a flat, house or commercial premises. In fast business loans, the property used as collateral must be mortgage-free or have a small outstanding charge.

If you don’t have a property in your name, or it has a large outstanding charge, you can use a friend’s or relative’s property to access the loan. Apart from a property, we’ll only ask you for 2 other things: an identity document and proof of stable income. With just these 3 requirements, you can access one of our mortgage-backed business loans.

Our loans for small and medium-sized businesses guarantee liquidity to overcome any obstacle. To pay debts, make an investment, renovate your premises or offices, hire new suppliers and more. Many possibilities open up for your business when you have the liquidity you need.

Unlike loans from other financial institutions, Prestamo Capital has a very simple and fast process. We don’t want to burden you with formalities and paperwork; our goal is to help you when you need it most so your business can keep moving forward.

I want to apply for a loan for my business online

Loans for businesses with debts, to renovate your business or offices, to hire new services and much more. With our business loans you can access the money you need quickly, simply and transparently.

At Prestamo Capital you can get the liquidity you need in 5 simple steps. Our process stands out for its immediacy and simplicity, so you don’t get tangled up in paperwork and procedures. What’s more, it can be done entirely online, except for signing the contract, which must be done in person before a notary as required by Spanish law.

#1 Para obtener un préstamo privado para empresas, el primer paso es solicitarlo. Puedes hacerlo in a onlineway, through the form on our website, or by email or phone. Once we receive your application, our team of managers will contact you within 24 hours.

#2 En el segundo paso del proceso, nuestro equipo profesional will negotiate the loan with you and assess its viability . We take into account the property used as collateral, the amount you’re requesting and your income. Bear in mind that we can only offer up to 30% of the property’s appraised value in business loans. Our goal is always to offer financial products adapted to each client’s financial means.

#3 A continuación, realizamos la tasación de la propiedad con un approved professional. This determines the amount you can access with fast business loans.

#4 Una vez definido el importe total y los plazos de devolución, pasaremos a signing the contract. This is the only step of the process that needs to be done in person, as the signing takes place before a notary on the day you choose.

#5 Y el quinto y último paso en el proceso de nuestros préstamos privados para empresas es enviar el dinero. Transferimos el total del préstamo el mismo día de la firma, a la cuenta de banco que tú quieras. Así podrás disponer del dinero con la mayor facilidad y rapidez.

Why choose our loans?

Icono liquidez urgente

Urgent liquidity

In less than 24 hours you get an answer from our team to start the process and obtain the liquidity you’re looking for.

Icono servicio profesional

Professional service

Throughout the process you’ll have a manager available to answer all your questions.

Icono préstamos con ASNEF o RAI

With ASNEF or RAI

Access our business loans even if you’re on ASNEF or RAI.

Icono para todo tipo de empresas

For everyone

A loan for businesses and SMEs of all kinds, so you can keep your business moving forward.

“I need a fast loan for my business” – Frequently asked questions

What are the requirements for fast business loans?

Our goal is for any business to get the liquidity it needs quickly and easily. We’ll only ask for a property as collateral, an identity document and proof of stable income.

Do I have to declare what I’ll use the loan for?

No, we won’t ask for explanations; only you know what’s best for your business. Loans for new or established businesses are ideal for gaining liquidity.

Can I go a while without paying?

Yes, our private business loans have grace periods of up to 5 years, during which only interest is paid. This is one of the biggest advantages of our loans, along with flexible repayment terms.

How much money can I apply for with a business loan?

Our business loans offer financial flexibility for every need. You can get from €20,000 to €3,000,000 depending on the appraised value of the property you put up as collateral.

Who is this loan for?

They’re ideal for small and medium-sized businesses looking for immediate liquidity solutions: a cash injection to renovate their business, make investments or pay outstanding debts.

What is a private capital loan for?

With mortgage-backed business loans, there are no limits. This financial product lets you access the money you need in a short time. These loans are ideal for all kinds of businesses, and you can use the money to settle debts, expand the business, renovate its offices and more.

How do I apply for a loan for my business?

Accessing mortgage-backed business loans with Prestamo Capital is very simple. You just need a property in your name to act as collateral. You can apply for credit for small or large businesses or start-ups.

Are there loans for new businesses?

Yes, at Prestamo Capital we specialise in private financing for all kinds of businesses. We offer loans for new or established businesses. Our mortgage collateral allows us to be more flexible with our conditions.

What are loans for businesses on RAI like?

At Prestamo Capital we don’t mind if your business is on the RAI defaulters’ file. To access our loans you only need mortgage collateral. It can be a house, flat or commercial premises in your name. You can also put forward the property of a friend or relative who wants to help you.

Tell us about your transaction and we’ll assess it at no cost. Ask us, no strings attached.

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