Loan
for seizures and auctions
Avoid seizures and auctions of your assets
Loans to pay off seizures
Whatever your urgent need for money, Prestamo Capital can help. We specialise in mortgage-backed private capital loans. These loans can help you pay debts to avoid seizures or auctions of your properties.
With a mortgage loan you can stop a seizure and regain control of the situation. We know that at times like these time is a key factor, so we offer a simple and fast system so you can access the loan you need.
We have a team of professionals who can advise you throughout the process. When it comes to seizure loans, it’s best left in the hands of professionals.
Access the financial help you need with loans for court-ordered seizures by the Tax Agency, Social Security, banks and more, to deal with your debts and keep your home.
Why apply for a loan to avoid seizure?
In situations of seizure or auction, your property and finances are at risk. In these cases, the best option is a personal seizure loan to regain peace of mind. With these loans you can settle all your debts and keep your property, gaining financial freedom and peace of mind.
What documentation is needed?
At Prestamo Capital we want the process to be as simple and fast for you as possible, so we won’t ask you for too much documentation. When applying for the seizure loan you’ll need:
- Title deed of the property.
- DNI or identity document.
- Proof of stable income, which can be a payslip, retirement pension, rental income, among others.
Are there any requirements?
Having a property in your name is an essential requirement to access mortgage-backed seizure loans. If you don’t have a property, you can use the flat, house or premises of a friend or relative who wants to lend you a hand.
We also ask you to present a certificate of stable income. This is to make sure you can pay the loan instalments without affecting your personal finances. You can access seizure loans with a payslip, retirement pension, rents, rental income or other recurring income.
Loans to cancel seizures and auctions
If you’re in a difficult financial situation with seizure due to loans, then we have the right financial product for you. With our seizure loans you can deal with outstanding debts and start afresh.
Advantages of this type of loan
We know that when court-ordered seizures are involved, speed is key. At Prestamo Capital we guarantee fast handling of your process, so you can avoid a seizure or auction easily. When you apply for one of our seizure loans, we’ll take care of paying off the debt, so you don’t have to worry about anything.
If you have a property in your name that is mortgage-free or has a small outstanding charge, you can already access a loan with seizure. And you can also choose the financing that best suits your needs: from 10 to 20 years.
What happens if I can’t repay this loan?
One of the advantages of mortgage-backed loans is their flexible repayment terms, up to 20 years. But if you can’t pay the instalments on loans with salary seizure, don’t worry: you can have grace periods of up to 5 years with our loans.
Steps to apply for a seizure and/or auction loan
Our process for applying for a loan to avoid seizures and auctions is very easy, simple and transparent. Discover the step-by-step process below.
Assessment
The first step is to apply for your seizure loan and send the requested documentation. Next, our professional team will assess your situation free of charge and give you an answer within 24 hours.
Offer
Taking into account the information you’ve sent us, our managers will present you with an offer. There you’ll see the total loan amount and can set the repayment terms that best suit your means.
Valuation
The next step is to carry out a valuation of the property to find out its exact value and offer a loan accordingly. This is done by an official approved valuer who will visit your property.
Processing and notarial advice
Once the property has been appraised, we’ll start processing your application. In this step you can review the terms of the seizure loan and receive free advice from our experts.
Signing
The last step is signing the contract, which takes place before a notary. On the same day of signing, you’ll receive the money in your account or the payment will be made to the entity you owe, as the case may be.
Why choose our loans?
Urgent financing
We have a fast and transparent process so you get the money as quickly as possible.
Apply online
Start the loan application process using our web form, or by email or phone.
With ASNEF
Access our mortgage-backed loans even if you’re on ASNEF.
Professional and transparent
Regain peace of mind about your finances with a private capital loan to avoid seizures or auctions.
Frequently asked questions when applying for a loan for seizures and auctions
Who receives the money if I’m subject to seizure?
In the case of seizure loans, we take care of paying the debt to the relevant entity. If there is any money left over from the total loan, we deposit it directly into your bank account.
How can a seizure be cancelled?
To cancel a seizure or auction, a private capital loan is the best alternative. It’s a simple and fast way to pay your debts and avoid seizures or auctions of your assets.
How can I avoid a seizure?
A seizure is the consequence of unpaid debts. The best way to avoid loan-related seizures is to pay off the debts as soon as possible. If you have a property as collateral, with seizure loans you can quickly access the money you need and avoid this situation.
Is it possible to get a loan if I’m subject to seizure?
Yes, even if you have loans with court-ordered or salary seizures. You can access our private capital loans as long as you have a property in your name.
What are the requirements?
We don’t want to burden you with too much paperwork. To apply for a mortgage loan we’ll ask for: the property’s title deed, DNI or identity document and proof of stable income.
Can I access more money than I need for the seizure?
Yes, our personal loans with salary seizure are perfect for paying off your debts and for other liquidity needs too. But bear in mind that the total amount you can access will depend on the value of the property used as collateral.
If I’m on the ASNEF lists, can I access this loan?
Of course, no problem. We don’t mind if you appear on the ASNEF defaulters’ files. If you have a property in your name, you can still access our mortgage-backed loans.
