Move forward without barriers, finance your projects
What is a bridge loan?
A bridge loan is short-term financing that gives you fast access to capital.
Since 2018 we have structured more than 400 transactions and managed more than €12 million in financing, applying this type of solution to real estate investment and development projects.
You can apply for a bridge loan of up to €10,000,000, providing a property (home, commercial premises, industrial unit or land) as collateral, which allows greater flexibility, even in complex financial situations.
At Prestamo Capital we analyse your case and give you a fast, no-obligation answer.
4 features of the bridge loan
At Prestamo Capital we are bridge financing specialists and specialists in alternative solutions to traditional banking.
We offer bridge loans with the most competitive flexibility on the market:
The 4 advantages of the bridge loan
#1 A bridge loan gives you access to immediate liquidity without waiting for traditional banks, making it easier to close transactions, seize real estate opportunities or cover urgent financing needs.
#2 Short-term repayment: this is its main advantage, usually over 12 months (extendable to 36), making it an effective solution for temporary situations.
#3 Great flexibility in payments, adapting to each transaction’s cash flow and allowing a clear exit strategy to be defined (such as a sale or refinancing). Being backed by mortgage collateral, it makes it easier to access large amounts even in more complex financial situations.
#4 To businesses and real estate developers, a bridge loan can be a great option. For real estate projects, bridge loans let you obtain fast liquidity to carry out any development without worries while a new long-term loan is being granted.
In addition, at Prestamo Capital we provide personalised advice to find the best liquidity solution for your needs.
How can you access a bridge loan?
To access a bridge loan, you need to provide a property as collateral (home, commercial premises, industrial unit or land), preferably with few or no charges, as it will be the main backing for the transaction.
This asset allows the financing to be structured quickly and in line with the property’s value.
You must also have a clear repayment route, whether through the sale of an asset, refinancing or stable income allowing repayment over 1 to 3 years. This allows us to offer a flexible solution that gives you access to liquidity within a few days, without depending on traditional bank processes.
Why choose our loans?
Immediate liquidity
Approval within a few days to execute transactions without depending on banks.
Total flexibility
Adapted to temporary transactions such as real estate investment, project refinancing and more.
Financial continuity
Avoid financial standstills and keep operating without waiting for prior closings.
Tailor-made financing
Choose the loan amount and repayment terms according to your needs.
Bridge Loan – Frequently asked questions
What is a bridge loan?
Short-term financing that gives you immediate liquidity while you wait for a sale, refinancing or future capital inflow.
What is a bridge loan used for?
To obtain liquidity quickly, close urgent transactions, seize investment opportunities or finance real estate projects.
What are the requirements for a bridge loan?
A property as collateral (home, commercial premises, industrial unit or land) and a clear repayment plan through a sale, refinancing or future payment.
How much money can I apply for with a bridge loan?
It depends on the value of the asset used as collateral; you can obtain up to 45% of the property’s appraised value (LTV).
How quickly is a bridge loan approved?
After analysing the transaction, approval and formalisation usually take a few working days.
